UnF*ck Your Money
Most financial advice tells you WHAT to do.
UnF*ck Your Money explores how to do it when life, stress, fear, and overwhelm get in the way.
If information alone changed behavior, we’d all have perfect finances.
But we don’t.
Because we’re human.
We have nervous systems.
We have histories.
We have fears.
We have grief.
We have habits.
We have protective parts.
And those things show up in our bank accounts every day.
This podcast is for humans who know what to do but don’t do it. It’s about understanding what comes in their way.
Welcome to UnF*ck Your Money the podcast where go-getters learn how to create a calmer, more empowered relationship with money, themselves, and life.
Hosted by Behavioral Finance Coach & Somatic Practitioner Nadine Zumot, this podcast explores the intersection of money, behavior, nervous systems, self-trust, emotional wellbeing, and the very human reasons we struggle to follow through on what we already know would help.
So if you've ever thought:
"I know what I should be doing with money, so why can't I seem to do it?"
you're in the right place.
Through honest conversations, practical tools, nervous-system-informed education, and deeply human storytelling, Nadine helps listeners understand the emotional and behavioral patterns driving financial anxiety, emotional spending, avoidance, burnout, overgiving, and self-sabotage, so they can build financial stability without shame, overwhelm, or self criticism.
Because financial wellness isn’t just about numbers.
It’s about safety.
Capacity.
Self-trust.
And creating a life that actually feels spacious enough to enjoy.
Welcome. Enjoy the show. ♥️
UnF*ck Your Money
A Step by Step Guide to Nighttime Financial Anxiety
Use Left/Right to seek, Home/End to jump to start or end. Hold shift to jump forward or backward.
If you are up most nights worrying about money scenarios that may or may not happen, this episode is for you.
I know how hard it is…
In this episode, we explore why financial uncertainty can feel so overwhelming, especially when our capacity is already depleted by caregiving, grief, burnout, health concerns, work pressure or major life transitions.
You’ll learn how the nervous system responds to uncertainty, how reduced capacity can turn a future possibility into a present emergency, and how to distinguish useful preparation from fear-based forecasting.
We’ll also explore the certainty-seeking loop: the cycle of one more calculation, one more scenario and one more question, all in the hope that enough thinking will finally make us feel safe.
Because some money stress needs a plan.
Some money stress needs care.
And often, it needs both.
In this episode, we explore:
- Why even exciting uncertainty can activate the nervous system
- How capacity affects our ability to tolerate financial unknowns
- The window of tolerance in ordinary, everyday language
- The difference between practical preparation and fear-based forecasting
- How to identify the specific problem your worry is trying to prevent
- Why every possible future scenario does not require a plan today
- How one small practical step can build agency and self-trust
- What to do when your mind continues asking, “But are we absolutely sure?”
- An IFS-inspired* practice for meeting the part of you that carries financial fear
*The guided reflection in this episode is inspired by Internal Family Systems and is offered for education and gentle self-reflection. It is not a substitute for mental health treatment or individualized financial advice.
⭐️ Book Your Introductory Session
If you’re tired of wondering why money feels harder than it should, I invite you to book a 1:1 Financial Wellness Session.
Together, we’ll explore the emotional, behavioral, and nervous system patterns driving your financial decisions, identify what’s getting in the way, and create a practical path forward that actually works for your real life.
Because I BET you don’t need more financial advice... you need help understanding why you're struggling to do what you already know would help.
You can book your session here.
⭐️⭐️⭐️⭐️⭐️ If this episode made you think, gave you a new perspective, or helped you feel a little less alone, would you do me a favor?
Leave a 5-star review on Spotify or Apple Podcasts and email me a screenshot. Reviews help this little podcast reach more go-getters who need it. And because I appreciate you, I’ll send you a special thank-you gift in return ♥️
~Podcast theme song by The Jilted Irony
